New Money assistant, goals and investments

Every paisa,
accounted for.

50Paisa reads your bank SMS, turns your salary into a plan, keeps goal money set aside and shows your family's real net worth. One calm place for all your money.

Free, no ads No bank login needed Made in India
0money tools in one app
0bank passwords asked
₹0to use, forever
0taps to add a spend
Everything in one place

Built for how Indian families
actually handle money

From the salary SMS to the money you lent a friend: every rupee lands in the right place, without spreadsheets.

Tracks itself from bank SMS

Every debit and credit message becomes a transaction with the right account and category. No bank login needed.

AX-HDFCBK · nowRs.320.00 debited from A/c XX4321 on 22-10 to VPA indianoil@ybl. UPI Ref 4021…
↓
⛽
PetrolIndian Oil · HDFC ••4321
−₹320

Plan your salary in one tap

Enter your salary and get a month plan: rent, food, EMIs, savings. See what's left per category as you spend.

Goals that stay in your bank

Goal money is marked "set aside" in the account it sits in. Need it in an emergency? Take it back in one tap.

Lend & borrow

Know who owes you and whom you owe. It moves your balance and net worth, but never counts as spending.

Bills & subscriptions

Rent, EMIs, Netflix, yearly insurance. Tap Paid and it's recorded; the next due date moves on by itself.

Investments with profit & loss

SIPs, FDs, stocks, gold and silver in one portfolio. See what's up, what's down and where your money is.

Shared family finance

Invite your family, split household costs fairly and see the whole home's budget together.

Paisa, your money assistant

"I spent 320 on petrol." "Can I afford a ₹12,000 phone?" Ask in plain words; it does the work when you say so.

Private by default

Fingerprint app lock, encrypted connection, no ads and no selling data. Your numbers are only yours.

Up and running in 2 minutes

Three steps. Then it runs itself.

Install and sign up

Download the app (or use it in your browser) and create a free account with your email.

Add your accounts

Add your bank accounts and allow SMS reading. Spends and salary start appearing on their own.

Plan, save, relax

Plan your salary, set goals and check "safe to spend today". Paisa keeps an eye on the rest.

Download

Get 50Paisa on your phone

Free for Android. Installs straight from this site in under a minute.

  1. 1Tap Download and open the file when it finishes.
  2. 2If asked, allow installs from your browser (Settings → Install unknown apps).
  3. 3Open 50Paisa, sign up and allow SMS to start tracking.
Android 7.0 or newer · Version 1.0.0
Older phone? Get the 32-bit version
On a computer? Scan to download
on your phone.